FAQs

What is Seeds Investing?


Seeds Investing is an investment platform connecting individual investors with renewable energy projects that contribute to the achievement of the Sustainable Development Goals (SDG) of the United Nations (UN). Seeds operates on a crowdlending business model basis– debt crowdfunding – we aim to have a community of investors collectively lending money to projects. As an investor you can lend money to project promoters in order to finance their projects, starting with as little as 5€, and get a fixed return on your investment throughout the duration of the loan. As a project promoter you can use Seeds to raise money to fund your sustainable project in your own community with the help of our community of investors




How Is A Round Up Calculated?


The round up is calculated as the number of cents to the next whole euro. For example, if you bought a cup of coffee for €1.40, the app would add €0.60 of “change” to your running tally for the month. Had the coffee cost €1.15, the change would have been €0.85. If the coffee had been €2.00 then the round up would be €1.00. You can set your Whole Euro Roundup Amount either in Settings or on your Home Screen.




Can I Make A One-Time Investment?


Yes. If you would like to make a custom amount, click on the word, "custom," and then set the amount that you would like to give.




What Is Crowdlending?


Crowdlending known also as peer-to-peer lending (P2P in short) – is the practice of collectively lending funds to individuals or businesses via online platforms or service providers – bypassing banks and other financial institutions. P2P lending platforms are connecting lenders to borrowers. They operate at a rather cheap overhead compared to traditional financial entities and do not levy heavy fees. P2P platforms also offer significantly higher returns on investments compared to banks and are an attractive alternative (or addition) to stocks, bonds, real estate and savings accounts




What Is The Difference Between Crowdlending And Crowdfunding?


Crowdlending is one of the types of crowdfunding. Crowdfunding can be a donation to a project, in which a particular person asks other people via platform to collect money for a specific goal. This type is not considered as an investment. However, equity crowdfunding, is based on economic benefit for a person donating money - by investing a certain amount of money a person will get a percentage of participation in the project. Crowdlending - debt crowdfunding - is similar, takes the form of money loans to a project or person. We are talking about a loan financed with private capital and collectively. This loan will be repaid in the amount of payments to be made. In addition to the capital received to be repaid, the agreed interest rate shall be added.